BY ACCESSING THIS WEBSITE AND UTILITIES

You, the client, should take particular care to consider on your own whether the advice supplied through this website is appropriate considering your objectives, financial situation and particular needs.

While every care is taken in the preparation of information contained herein, XPert Holdings, for themselves, give notice that:

Please note the information contained on this website is of a general nature and intended as a guide only. It is neither to be construed as financial advice nor to be regarded as a definitive analysis of any financial, legal or other issue. Professional Finance Advice should be taken before any course of action is pursued.

XPert Holdings shall not be responsible and disclaims all liability for any loss, liability, damage (whether directly or consequential) or expense of any nature whatsoever which may be suffered as a result of or which may be attributable, directly or indirectly, to the use or of reliance upon any information, links or service provided through this website. Should you require further advice please contact XPert Holdings directly.

You, the client agree that:

The Advice, Information and/or Intermediary services offered by XPert Holdings in terms of this website, request and/or instructions is limited to this website, request and/or instructions contained in this Website and/or any affiliated websites. In the event that you (The Client) instruct XPert Holdings, the Adviser / Intermediary, not to undertake a comprehensive financial needs analysis, but to render a specific financial service,

THEN you (The Client) understand that:

• A full analysis will not be undertaken by XPert Holdings, the adviser, which is in accordance with your, the client’s instructions;
• As a result, there may be limitations on the appropriateness of the advice provided to you through the use of this website, as the client;
• You (The Client) agree and understand that by utilizing this website a single financial needs analysis could not be performed but can be performed upon special request to the adviser; and
• You, the client, should take particular care to consider on your own whether the advice supplied through this website is appropriate considering your objectives, financial situation and particular needs.

ACCESS

This Legal Notice governs your use of this website. Please read it carefully. By accessing this website you acknowledge and agree to the following. Calls to our support desk may be recorded for our usage. If you do not agree, please log off this website immediately.

DISTRIBUTION

The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. You agree that you will not engage in any activities related to the website that are contrary to applicable law, regulation or the terms of any agreements you have with XPert Holdings. In circumstances where locations of the website require identification for access, you agree to establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.

The tools, materials and information contained on the site are for informational purposes only. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by XPert Holdings to buy or sell any securities, futures, options or other financial instruments or to provide any investment advice or service. The information on this website is strictly reserved for professional use.

RISK

The information available through this website is subject to change without notice; XPert Holdings makes no commitment to update the information. The information available through the site is not a substitute for any form of advice. The services, information or device described on this website may not be suitable for all people. Depending on your objectives and financial situation, the recommendation in the web may not be suitable for you. You should seek your own professional advice as to the suitability of any such investment or service before you enter into any transaction. Any information relating to past performance of an investment or investment service is not necessarily a guide to future performance. Any conclusions that users draw from the information presented on the site are their own and are not attributed to XPert Holdings.

DISCLAIMER OF WARRANTY AND LIMITATION OF LIABILITY

To the maximum extent permitted by law, XPert Holdings shall not be liable for any losses or damages whatsoever, whether in contract, tort (including negligence) or otherwise arising directly or indirectly related to your use of this website, or from any interruption or delay in access to this website for whatever reason. XPert Holdings will not be held liable for any damages or injuries arising out of your use of the information or data contained in this website, including without limitation, damages relating to any, (i) error, omission, interruption, delay in operation or transmission, (ii) computer virus, (iii) failure or defect in any communication facilities, hardware or software, (iv) theft and destruction or unauthorized access to, alteration of, or use of information, whether resulting in whole or in part from XPert Holdings negligence or otherwise.

While every effort has been made to verify the accuracy of information appearing on this website, no representation or warranty is made as to its validity, timelessness, completeness, suitability, accuracy or reliability. All information on this website is provided "as is." To the maximum extent permitted by law, XPert Holdings disclaims all warranties, express or implied by statute, custom or otherwise relating to information on this website including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose or freedom from viruses or other harmful code. You agree to hold XPert Holdings harmless against any claims for damages arising from your use of the site or any decisions that you make based on information found herein. The use of the website is at your own risk. This website contains materials produced by third parties, and XPert Holdings accepts no responsibility or liability in respect of any such third-party materials.

COPYRIGHT AND TRADEMARKS

This website and the copyright in the materials on this website (including all text, information, graphics, animation and images) is owned by or licensed to XPert Holdings. XPert Holdings and any other names, images and logos identifying XPert Holdings, its associated companies and its products and services are proprietary trademarks of XPert Holdings. You may view, print, download or store temporarily extracts from this website without alteration, addition or deletion for the purposes only of your own reference. If you download information or software from this site, you agree that you will not copy or remove or obscure any copyright or other notices or legends contained in any such information. Except as otherwise provided in this paragraph, neither this website nor any part of it may be otherwise copied, reproduced, distributed or transmitted in any media (including without limitation via any other website) without the written permission of XPert Holdings.

No other use of the information or materials contained on this website is permitted. All rights reserved. XPert Holdings does not permit the use of its name in advertising, as an endorsement of any product or service, or for any other commercial purpose, except where expressly permitted by written agreement between parties.

USE OF LINKS

This website contains links to other websites, and XPert Holdings does not endorse or otherwise accept responsibility or liability for the operation or content of other websites that are not under its direct control. XPert Holdings takes no responsibility for screening or reviewing information contained on any other website. There are inherent risks in the use of any software and information found on the Internet and you acknowledge that you understand these risks before using any of these services. And by creating a link to a third website, XPert Holdings does not endorse or recommend any products or services offered on that website. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk.